Do you know anyone who does a person to person loan?
grc asked:
I need a loan of 6000.00 and I am willing to pay 25% interest on it and I just need it for 18 months. I have paystubs, same job for 8 years, direct direct deposits, make 80 thousand a year, can show tax records. My wife had a stroke a few years ago and was unable to work and we got behind on a lot. she is now better and we are back on our feet, but have bills we really need to pay off in order to build back up our credit. I get a bonus in March 07, used this years to pay off an old tax lien from 1998. Can show proof of this also. I just need someone to give me a shot. I would be willing to sign a peronal guarantee and allow a lien to be put on my house by the person who lends the money for collateral.
Do you know anyone who might be interested?
I can’t do a traditional home equity loan because in Texas you can only refinance 80 percent of your homes value. I owe 98,000 and it appraises now 130,000. You will get your money.
ARNOLD
I need a loan of 6000.00 and I am willing to pay 25% interest on it and I just need it for 18 months. I have paystubs, same job for 8 years, direct direct deposits, make 80 thousand a year, can show tax records. My wife had a stroke a few years ago and was unable to work and we got behind on a lot. she is now better and we are back on our feet, but have bills we really need to pay off in order to build back up our credit. I get a bonus in March 07, used this years to pay off an old tax lien from 1998. Can show proof of this also. I just need someone to give me a shot. I would be willing to sign a peronal guarantee and allow a lien to be put on my house by the person who lends the money for collateral.
Do you know anyone who might be interested?
I can’t do a traditional home equity loan because in Texas you can only refinance 80 percent of your homes value. I owe 98,000 and it appraises now 130,000. You will get your money.
ARNOLD
Which refinance option is more convenient? (See details)?
Peter_33 asked:
I’m refinancing my home loan. My credit score: 792
At this point I have no equity in the house. I bought it 2 years ago.
I’m refinancing my home loan. My credit score: 792
At this point I have no equity in the house. I bought it 2 years ago.
Options:
1) 3 year mortgage at 5.875% (fixed)
Closing costs: 10,000
My monthly payment: approx. $2260
2) 5 year mortgage at 6.125% (fixed)
closing costs: 10,000
My monthly payment: approx. $2320
3) 30 year mortgage at 5.75% (fixed)
closing costs: $7500
My monthly payment: approx. $2500
All the monthly payments are ok. with me.
*********Any suggestions?*********
What should I pay attntion to when refinancing?
FREDERIC