home lenders refinance mortgage

June 29, 2010

If I’m late on my mortgage can I still qualify for a remodification?

Filed under: Renting & Real Estate — Tags: , , , , — admin @ 10:08 am
Sweet n Sour asked:


I’ve missed the past 2 payments and it’s getting harder to catch up. Would that disqualify me from getting a loan remoidification or refinance? I tried to get one before I was late but my lender was always giving me the runaround and now I don’t know what to do other than stop making payments permanently (mortgage is more than my home value anyways).

Pamela
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1 Comment

  1. Kurt

    Yes, you can apply for a loan modification. Contact Making Homes Affordable and apply there. In order to qualify you must have a hardship. there are numerous hardships that qualify. Illness, divorce, death of a spouse, loss of job/income, etc etc

    Comment by ? — June 30, 2010 @ 11:38 pm

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