If I’m late on my mortgage can I still qualify for a remodification?
Sweet n Sour asked:
I’ve missed the past 2 payments and it’s getting harder to catch up. Would that disqualify me from getting a loan remoidification or refinance? I tried to get one before I was late but my lender was always giving me the runaround and now I don’t know what to do other than stop making payments permanently (mortgage is more than my home value anyways).
Pamela
I’ve missed the past 2 payments and it’s getting harder to catch up. Would that disqualify me from getting a loan remoidification or refinance? I tried to get one before I was late but my lender was always giving me the runaround and now I don’t know what to do other than stop making payments permanently (mortgage is more than my home value anyways).
Pamela
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One Response to “If I’m late on my mortgage can I still qualify for a remodification?”
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Kurt
Yes, you can apply for a loan modification. Contact Making Homes Affordable and apply there. In order to qualify you must have a hardship. there are numerous hardships that qualify. Illness, divorce, death of a spouse, loss of job/income, etc etc