Who Will Refinance My Mobile Home And Land?
shoVel asked:
I own 8 acres of land a 2007 Singlewide mobile home that is combined in the same mortgage. Im interested in refinancing the home and the land for a better intrest rate. My current intrest rate is 7.5% fixed.
My home is FHA approved. My actual question is where can I find a lender willing to refinance the land and home in my area? (Stone County, Mississippi)
Notice most lenders wont touch a used mobile home.
What about the lands value? Doesn’t that help?
Thank you.
I owe $108,000.00 total.
FRANKIE
I own 8 acres of land a 2007 Singlewide mobile home that is combined in the same mortgage. Im interested in refinancing the home and the land for a better intrest rate. My current intrest rate is 7.5% fixed.
My home is FHA approved. My actual question is where can I find a lender willing to refinance the land and home in my area? (Stone County, Mississippi)
Notice most lenders wont touch a used mobile home.
What about the lands value? Doesn’t that help?
Thank you.
I owe $108,000.00 total.
FRANKIE
Comments
3 Responses to “Who Will Refinance My Mobile Home And Land?”
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ROLAND
Mobile homes are like used cars.
Seems only the land has any worth.
Talk to your local banks.
ROLANDO
People do that here in Oregon all the time, finance land and a manufactured home together (they’re not called mobile homes any more). Most lenders operate nation wide too. As long as it’s on a permanent foundation it’s not a problem but if it’s set up with blocks and skirting, no way, because then it’s considered personal property, not real property. Shopping around at some mortgage companies should find you what you want.
AGUSTIN
Here is the source of a mortgage refinancing company for your reference. May be they can help you in refinancing.